Skip to content

Looking to buy a property in Brentford, Chiswick, Ealing, Isleworth or Acton?

Purchasing a new home, whether you're a first time buyer or already on the ladder, can be a daunting process. Not only are you committing to a big investment, but the process itself can be complicated and incredibly stressful. At Thorgills, we take away the stress of buying a new home and make the process as simple as possible. Here’s our ‘Advice for Buyers’ guide which outlines everything you should consider when looking to buy a property in Brentford, Chiswick, Ealing, Isleworth or Acton.Before you can find the right property to suit your current lifestyle, you need to examine your finances to see what you can afford. Buying a property is one of the biggest investments you’ll ever make and you need to ensure it is the right move for you.

Starting your Property Search

It’s not just about being able to afford buying a property based on your current financial situation. If interest rates rise or your income decreases, could you still afford the property? You’ll also have to find money for the deposit, mortgage fees and Stamp Duty. Start by breaking down your monthly budget in detail. If you will be stretched to the limit every month due to mortgage payments, it may not be the best option at the moment.

Existing homeowners may wish to secure a buyer for their property before they look for a new home. While this will generate much needed funds it can also slow the buying process down as it creates a property chain linking together a line of buyers and sellers all hoping to finalise deals on their properties.

Once you know what you can afford, you can then start to search for the property. This can be a lengthy process and it’s important to remain as flexible as possible because your ‘dream home’ may not always be on the market and it can save months of frustration. Key things to consider include:

Location

Property type and size

Specific requirements

Register with an Estate Agent

When looking for a property one of the best things you can do is register with local estate agents in the area you are searching to buy in. If possible, meet them in person to build a relationship so they can get to know more about what you are looking for. The more information they have, the easier it is for them to match your specific requirements.

Estate agents are skilled and experienced professionals with in-depth knowledge of the local property market. They will be able to keep you in the loop about new opportunities as soon as they appear, helping you to get a head start on properties that will be of interest.

When it comes to choosing the right estate agents to suit you, the best criteria to follow is:

  • Check which professional bodies they are associated with (eg The Property Ombudsman).
  • Test their local knowledge to ensure they are tapped into the nearby property market.
  • Read reviews online to find out about their reputation, reliability and professionalism.

At Thorgills, our estate agents are local property experts and are always on hand to help you find your ideal property. If you would like to keep up-to-date with the latest properties to buy in Brentford, Chiswick, Ealing, Isleworth or Acton, register today.

Viewing Properties

Looking at properties online is usually the starting point, although it will only tell you so much about the property itself. If you have registered with local estate agents, they will encourage you to visit the properties in person and it’s a rule that should be applied at all times. Once at the property try to remember to check and ask about:

Rooms

Doors and windows

Bathroom/plumbing

Exterior

General questions

Making an Offer

If you are happy with the property and can see yourself living there, the next step is to make a formal offer. It’s common to go in below the asking price as a negotiation tactic. However, bear in mind that if others are interested in the property or the owner refuses your first offer you may have to subsequently increase your the price you offer.

The easiest way to understand the value of the property you are interested in is to check similar types that have recently been sold in the area. The Land Registry website is a good source for this type of information.

Always be open to negotiation as it is rare that the first offer made is the one that seals the deal. Keep your cards close to your chest and never reveal your budget or show too much enthusiasm to the seller as they may not be as flexible with the price. Whatever happens always weigh up your options and never rush into a decision you aren’t completely comfortable with.

Final Steps

If your offer is accepted there are still some important steps that have to be completed. Firstly, hire a solicitor to handle the legalities of the buying process such as drawing up contracts, conducting searches, managing Land Registry and stamp duty responsibilities and most importantly, transferring your money to the seller.

Once you have hired a solicitor, they will be able to run through each requirement in detail to ensure nothing is overlooked. Their fees usually range between £500 to £1,500 depending on the cost of the property and amount of work they have to do.

Once everything is completed a moving in date can be set and once you have the house keys it is time to move in and start enjoying your brand new home.

If you are looking to buy property in Brentford, Chiswick, Ealing, Isleworth or Acton, get in touch with our estate agent team today who will be happy to help.

Get in touch

Call us on 020 8994 9886 or use the contact form below